Shriram Finance Share Price Target 2026, 2027, 2028 To 2030

In this article you will get complete info about Shriram Finance Share Price Target 2026 To 2030 by reviewing the company’s business growth, financial performance, future expansion plans, Major Risks, and potential returns for investors etc.

Shriram Finance Ltd

Shriram Finance Ltd is one of India’s largest non-banking financial companies (NBFCs) and part of the Shriram Group. It mainly focuses on retail lending, especially to middle- and lower-income customers.

The company was formed after the merger of Shriram Transport Finance and Shriram City Union Finance, making it a strong and diversified lender in India.

What Business It Does

Shriram Finance is known for its vehicle financing business, especially:

• Commercial vehicle loans (trucks, used vehicles)
• Passenger vehicle loans
• Two-wheeler loans
• Gold loans and personal loans

👉 A major part of its business comes from used vehicle financing, where it has a strong market position.

Financial Performance

• Net Profit (Q4 FY26): ~₹3,014 crore (+41% YoY)
• Revenue Growth: ~9% YoY
• AUM (Assets Under Management): ₹3+ lakh crore
• NII Growth: ~15% YoY

• FY2026 Dividend: ₹10.80 per share (total)
  👉 Good for investors looking for regular income + growth.

Company Name	Shriram Finance Ltd
Market Capitalization	₹ 2,20,529 Cr.
P/E Ratio (TTM)	22.0
Book Value	₹ 350
Face Value	₹ 2.00
Dividend Yield	1.06 %
ROE	16.4 %
ROCE	11.5 %
52 Week High	₹ 1,108
52 Week Low	566
Check Stock Pattern	SHRIRAMFIN

Shriram Finance Share Price Target 2026

Months	Minimum Price  (Rs)	Maximum Price  (Rs)
January	970/-	1010/-
February	1050/-	1104/-
March	877/-	1021/-
April	1004/-	1045/-
May	937/-	957/-
June	977/-	984/-
July	1013/-	1044/-
August	1145/-	1257/-
September	1349/-	1391/-
October	1400/-	1452/-
November	1460/-	1472/-
December	1484/-	1490/-

Shriram Finance Share Price Target 2027

Months	Minimum Price  (Rs)	Maximum Price  (Rs)
2027	1500/-	1678/-

Shriram Finance Share Price Target 2028

Months	Minimum Price  (Rs)	Maximum Price  (Rs)
2028	1690/-	1700/-

Shriram Finance Share Price Target 2029

Months	Minimum Price  (Rs)	Maximum Price  (Rs)
2029	1775/-	1800/-

Shriram Finance Share Price Target 2030

Months	Minimum Price  (Rs)	Maximum Price  (Rs)
2029	1800/-	1850/-

Is Shriram Finance a good share to buy?

Shriram Finance Ltd can be a good share to buy, but with moderate risk.The company is showing strong financial growth, with FY2026 profit rising around 20% and Q4 profit up ~41% YoY, along with steady AUM growth and improving margins. This indicates a healthy and expanding business, especially in vehicle finance and retail lending.

However, it is not a low-risk stock. Its business depends on economic cycles and rural demand, and currently the stock is considered slightly overvalued by some analysts, which may limit short-term returns.

Major Risks Involves in Shriram Finance Stock

The major risks in Shriram Finance Ltd stock come mainly from its business model and market conditions. The company lends heavily to semi-urban and rural customers, which increases the risk of loan defaults during economic slowdowns. It is also highly dependent on the commercial vehicle segment, so any decline in transport or infrastructure activity can impact growth. Additionally, rising interest rates can reduce margins, and strong competition from banks and other NBFCs can affect profitability. Overall, while the company is strong, it carries moderate credit and cyclical risks that investors should consider.

Is Shriram Finance debt free?

No — Shriram Finance Ltd is not a debt-free company.Like all NBFCs, its business model depends on borrowing money and then lending it at higher interest rates, so it naturally carries high debt. In fact, the company has very large borrowings (₹1.6+ lakh crore long-term debt as of FY2026), which is normal for finance companies.

Also Read: Bajaj Housing Finance Share Price Target 2026 To 2030

Conclusion

Shriram Finance Ltd is a strong and well-established NBFC with solid growth in profits, a large customer base, and a dominant position in vehicle financing. The company’s consistent performance, improving efficiency, and backing from global investors make it a reliable long-term player in the financial sector.

However, investors should also keep in mind risks like economic dependency, higher exposure to rural borrowers, and interest rate fluctuations, which can impact performance in the short term. on current fundamentals and growth trends, the Shriram Finance Share Price Target 2026 appears positive with steady growth potential, making it suitable for long-term investors who are comfortable with moderate risk and market volatility.

FAQ’s